---
title: Who owns the house after a reverse mortgage?
description: "After a [reverse mortgage](https://reversemortgageresourcecenter.com/reverse-mortgage/), the homeowner retains ownership of the house. The lender holds a lien on the property until the borrower either moves out or passes away. At that point, if the loan balance is greater than the value…"
url: "https://reversemortgageresourcecenter.com/faqs/who-owns-the-house-after-a-reverse-mortgage/"
updated: "2023-02-23"
category: Reverse Mortgage
---

# Who owns the house after a reverse mortgage?

After a [reverse mortgage](https://reversemortgageresourcecenter.com/reverse-mortgage/), the homeowner retains ownership of the house. The lender holds a lien on the property until the borrower either moves out or passes away. At that point, if the loan balance is greater than the value of the house, the lender may take possession of the home to satisfy their loan.

[FAQ Who owns the house after a reverse mortgage? | Reverse Mortgage Resource Center](https://www.youtube.com/embed/pYqQ2QYAIug?list=PLIXdz9DLAFTC05MDPc_5QjKBB13v61zWS)

[![Who owns the house after a reverse mortgage?](https://reversemortgageresourcecenter.com/wp-content/uploads/2023/02/Who-owns-the-house-after-a-reverse-mortgage.jpg)](https://reversemortgageresourcecenter.com/wp-content/uploads/2023/02/Who-owns-the-house-after-a-reverse-mortgage.jpg)