---
title: What disqualifies you from getting a reverse mortgage?
description: "Generally, you must be at least 62 years old and have significant equity in your home to qualify for a [reverse mortgage](https://reversemortgageresourcecenter.com/reverse-mortgage/). You must also be able to pay ongoing property taxes, insurance, and other related costs. Other disqualifying factors…"
url: "https://reversemortgageresourcecenter.com/faqs/what-disqualifies-you-from-getting-a-reverse-mortgage/"
updated: "2023-05-01"
category: Reverse Mortgage
---

# What disqualifies you from getting a reverse mortgage?

Generally, you must be at least 62 years old and have significant equity in your home to qualify for a [reverse mortgage](https://reversemortgageresourcecenter.com/reverse-mortgage/). You must also be able to pay ongoing property taxes, insurance, and other related costs. Other disqualifying factors include having a delinquent federal debt, recent foreclosure or other deragatory mortgage related debt, or not occupying the home as your primary residence.

[FAQ What disqualifies you from getting a reverse mortgage? | Reverse Mortgage Resource Center](https://www.youtube.com/embed/hdpfXWHRNAw?feature=oembed)

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