---
title: Does a reverse mortgage hurt your credit?
description: "No, a [reverse mortgage](https://reversemortgageresourcecenter.com/reverse-mortgage/) does not hurt your credit score as long as the loan remains in good standing. Because there are no required monthly payments, you'll never get a late payment showing on your credit report. However, if the…"
url: "https://reversemortgageresourcecenter.com/faqs/does-a-reverse-mortgage-hurt-your-credit/"
updated: "2023-02-23"
category: Reverse Mortgage
---

# Does a reverse mortgage hurt your credit?

No, a [reverse mortgage](https://reversemortgageresourcecenter.com/reverse-mortgage/) does not hurt your credit score as long as the loan remains in good standing. Because there are no required monthly payments, you'll never get a late payment showing on your credit report. However, if the loan goes into default, that could have an impact on your credit score.

[FAQ Does a reverse mortgage hurt your credit? | Reverse Mortgage Resource Center](https://www.youtube.com/embed/SDQoxvK3ksk?list=PLIXdz9DLAFTC05MDPc_5QjKBB13v61zWS)

[![Does a reverse mortgage hurt your credit?](https://reversemortgageresourcecenter.com/wp-content/uploads/2023/02/Does-a-reverse-mortgage-hurt-your-credit.jpg)](https://reversemortgageresourcecenter.com/wp-content/uploads/2023/02/Does-a-reverse-mortgage-hurt-your-credit.jpg)