---
title: Can heirs walk away from reverse mortgage?
description: "Yes, heirs can walk away from a [reverse mortgage](https://reversemortgageresourcecenter.com/reverse-mortgage/). The loan must be paid off when the borrower passes away or moves out of the home. If the loan balance exceeds the home's value, you can turn the home over…"
url: "https://reversemortgageresourcecenter.com/faqs/can-heirs-walk-away-from-reverse-mortgage/"
updated: "2023-02-23"
category: Reverse Mortgage
---

# Can heirs walk away from reverse mortgage?

Yes, heirs can walk away from a [reverse mortgage](https://reversemortgageresourcecenter.com/reverse-mortgage/). The loan must be paid off when the borrower passes away or moves out of the home. If the loan balance exceeds the home's value, you can turn the home over to the lender, and the heirs are not responsible for any remaining balance. Heirs may also choose to pay off the loan and keep the home.

[FAQ Can heirs walk away from reverse mortgage? | Reverse Mortgage Resource Center](https://www.youtube.com/embed/7zz6i7P_VRw?list=PLIXdz9DLAFTC05MDPc_5QjKBB13v61zWS)

[![Can heirs walk away from reverse mortgage?](https://reversemortgageresourcecenter.com/wp-content/uploads/2023/02/Can-heirs-walk-away-from-reverse-mortgage.jpg)](https://reversemortgageresourcecenter.com/wp-content/uploads/2023/02/Can-heirs-walk-away-from-reverse-mortgage.jpg)