---
title: Can a child take over the reverse mortgage?
description: "No, a child cannot take over a [reverse mortgage](https://reversemortgageresourcecenter.com/reverse-mortgage/). Reverse mortgages are only available to homeowners who are 62 or older and have significant equity in their home. The loan must also be paid off when the homeowner passes away…"
url: "https://reversemortgageresourcecenter.com/faqs/can-a-child-take-over-the-reverse-mortgage/"
updated: "2023-02-23"
category: Reverse Mortgage
---

# Can a child take over the reverse mortgage?

No, a child cannot take over a [reverse mortgage](https://reversemortgageresourcecenter.com/reverse-mortgage/). Reverse mortgages are only available to homeowners who are 62 or older and have significant equity in their home. The loan must also be paid off when the homeowner passes away or moves out of the home.

[FAQ Can a child take over the reverse mortgage? | Reverse Mortgage Resource Center](https://www.youtube.com/embed/wYnTkT_GFH0?list=PLIXdz9DLAFTC05MDPc_5QjKBB13v61zWS)

[![Can a child take over the reverse mortgage?](https://reversemortgageresourcecenter.com/wp-content/uploads/2023/02/Can-a-child-take-over-the-reverse-mortgage.jpg)](https://reversemortgageresourcecenter.com/wp-content/uploads/2023/02/Can-a-child-take-over-the-reverse-mortgage.jpg)